Buy Crypto (ACH)

A created user with KYC approved and a verified bank account is required to buy crypto
Check Remaining Limits 
For a more detailed explanation of how limits are calculated, please contact us.  
Users can submit up to 4 transactions per rolling 24-hour period.  Limits in that period are up to $3,000 USD for instant ACH, and up to $5,000 USD for standard ACH
The Calculate ACH limits endpoint returns the user's remaining daily and weekly limits by transaction type (Instant ACH or Standard ACH)
post
https://api.ratio.me
/v1/users/{userId}:calculateAchLimits
Calculate the ACH limits for the user
Transaction Minimums
Ethereum = $20
Polygon = $1.
We use device biometrics and linked bank account transaction history to determine each user's transaction limits. 
Crypto Prices
Please see our list of supported fiat currencies and crypto tokens and enum for formatting and network support.
get
https://api.ratio.me
/v1/crypto/prices
Get crypto prices
Initiate ACH
When initiating a crypto purchase, you must present a transaction confirmation and required customer notices according to the Ratio UI requirements.
post
https://api.ratio.me
/v1/users/{userId}/banks/{bankId}/ach
This submits a request to initiate an ACH exchange for Crypto
After submitting the request, you will get an activity ID in the response.  Use this to monitor the transaction status. 

Transaction Limits

Transaction Monitoring

Last modified 15d ago